Life/Accidental Death & Dismemberment (AD&D) Plans
The Standard provides the district's basic and voluntary life benefits.
Basic Life:
Life insurance can help provide for your loved ones if something were to happen to you. The district provides full-time employees with group life and accidental death and dismemberment (AD&D) insurance in the amounts below.
| Coverage | Administrators | Educational Support Professionals (SCESP), Exempt and Confidential Employees & Transportation and Maintenance (SCT&M) | Certified Teachers (SCEA), OTPT (SCEA), Mid-Valley Certified Teachers (MVSEA), Mid-Valley Non-Certified Support Staff (MVSEA) |
| Life/AD&D Benefit |
2x Annual Earning Rounded up to next $1,000 |
Flat $30,000 | Flat $25,000 |
| Life/AD&D Maximum | $400,000 | N/A | N/A |
Voluntary Life:
While the district offers basic life insurance, some employees may want to purchase additional coverage. Depending on your needs, you may want to consider buying supplemental coverage.
| Voluntary Life/AD&D Coverage Highlights | |
| Life/AD&D Maximum |
Employee: $200,000 Spouse: $150,000 Child(ren) under age 26: $10,000 |
| Guarantee Issue Amount |
Employee: $150,000 Spouse: $50,000 Note: If you enroll when first offered, you receive up to the listed amount without having to answer medical questions. |