Critical Illness insurance can provide financial support when a serious illness strikes. The Sun Life Critical Illness program pays up to $40,000 in the event you are diagnosed with one of these illnesses. It protects against the financial impact of certain illnesses, such as a heart attack, stroke, or cancer.

You receive a lump-sum benefit to cover out-of-pocket expenses for treatments that are not covered by your medical plan. You can also use the money to take care of your everyday living expenses, such as housekeeping services, special transportation services, and day care. Benefits are paid directly to you, unless assigned to someone else.

 

As long as you or your dependents meet the policy and certificate requirements, the following medical conditions are covered:

• Skin Cancer
• Heart Attack
• Stroke
• Coronary Artery Bypass Surgery
• Major Organ Failure
• End-Stage Kidney Disease
• Alzheimer’s Disease

Health Screening Benefit

Earn a $50 annual cash benefit, payable to any covered person on your plan one time each year, once you provide proof of an eligible health screening.

Discover your Health Screening Benefits

Health screenings are an important part of managing your health. That’s why your Critical Illness insurance coverage from MetLife provides an additional Health Screening Benefit for covered screenings and tests. Now, everyone who’s enrolled – you, your legal spouse, and dependent children – can earn an extra benefit just for taking care of their health.

Examples of covered screening and prevention tests include a blood test to determine total cholesterol, a blood test to determine triglycerides, endoscopy, or colonoscopy. For a complete list of what’s covered, please see a copy of your certificate.

View your Critical Illness Benefits (English)

View your Critical Illness Benefits (Spanish)