401(K) Savings Plans
No matter where you are in planning for your financial future, Fidelity NetBenefits is a great place to start. It’s your one-stop online resource, designed so you can quickly and easily set up, monitor, and manage your retirement account.
Eligibility
You will be automatically enrolled at 3% after 6 months of employment.
Contributions
HRI has taken advantage of the Pension Protection Act by automatically enrolling you in the 401(k) plan when you are eligible. You have the right to decline automatic enrollment or to change your election amount, including the right to stop participation. You may change your percentage amount or opt out at any time. The plan also includes an automatic annual increase of 1% up to 6% unless you opt-out.
Contributing to the Plan
Once you become eligible, you’ll be able to save for retirement in this plan. You decide how much of your salary you want to contribute directly from your paycheck, up to $20,500 in 2024, with before-tax contributions.
If you’re age 50 or older in this calendar year and contribute the maximum allowed to your account, you can contribute up to an additional $6,500 to the Plan in 2023.
Changing or Stopping Your Contributions
You may change the amount of your contributions at any time by going to Fidelity’s website NetBenefits at 401k.com. All changes will become effective as soon as administratively feasible and will remain in effect until modified or terminated by you. You may discontinue your contributions anytime.
Once you stop contributions, you may start again anytime.
Rollovers
If you have an account balance from a previous employer’s retirement plan or an IRA, you can roll over the vested portion of that account into this plan. Associates may rollover funds upon being hired, not just becoming eligible for the Plan. Contact your previous employer and your plan’s financial professional to get the process started.
Questions about your 401(k)? Contact Fidelity at 800-835-5097.
Set Up, Monitor & Manage Your Retirement Account
- Go to netbenefits.com
- Click on the Register as a new user link
- Follow the instructions to set up your username and password
- HRI Properties Group #: 33297
Already established your login information with Fidelity?
- Have you used NetBenefits at a previous employer?
- Do you have a brokerage account with Fidelity (or an IRA, mutual funds, or a college savings plan)?
If so, you can use the same login information (username and password) from those accounts to access NetBenefits. If you have forgotten your login information, click the Forgot login? link.