Benefits
If you elected benefits, your medical/dental/vision will remain in place through the end of the month in which your termination date occurs. If you choose to elect for COBRA benefits, the information will be mailed to your home address from our COBRA Administrator Flex following the final date of your coverage. Note that it may take a couple weeks to receive your enrollment paperwork. 

 

  • If you have questions regarding initial elections, payments, enrollment and payment status inquiries, open enrollment changes:
  • If you have questions regarding missing COBRA paperwork from Flex, Vchoice plans, or any other benefit related questions:
  • If you have additional benefit coverage questions, please contact our Payroll and Benefits Administrator at Americas_Benefits@htc.com


Additional Reminders:

Note:
  • If you have an FSA account: your FSA coverage ends on your final date of employment, although you will still be able to submit claims for events prior to that date to carrier for reimbursement.
  • If you have Voluntary Supplemental Coverage through Gallagher V-Choice program (Life Insurance, AD&D,Identity Theft Coverage, Legal coverage etc) and you wish to maintain this coverage under private pay arrangement, please contact the Gallagher BAC for support.
  • If you have coverage through Trupanion, your coverage will remain in place through the end of the month in which your termination date occurs. Please reach out to carrier to continue benefit coverage.
Learn more
HSA Continuation with Navia Benefit Solutions
HSA Continuation with Navia Benefit Solutions:

 

  • Your HSA account remains your property at the end of your employment with HTC and you may decide to move funds or remain with UMB bank.
  • After coverage ends and your account is terminated within Navia, your HSA account will be moved to a stand alone retail account with UMB bank
  • Your account will no longer be linked to Navia or HTC.
  • The information below will be sent to your email address on file with Navia, this will be followed by a notice sent by USPS about 7-10 days after the email is sent.
UMB | Healtchare Services
Sender: hsaalerts@myumbhsa.com
Subject: Important Changes to your Health Savings Account (HSA)

One of the many benefits of a Health Savings Account (HSA) is your account stays with you even after changing jobs or insurance plans. We are writing to inform you that UMB continues to hold your HSA, even though your account is no longer affiliated with the original entity that brought you to us. As a result, a new debit card has been shipped to you and should arrive within the next few days (if it has not already). You may use this new card as soon as you receive it to access funds in your HSA deposit account and pay for qualified medical expenses.

Your Health Savings Account will remain the same, however, you will need to setup new log in credentials to access your HSA information online and on your mobile device. You can setup new online access by visiting us at: www.mywealthcareonline.com/myumbhsa.
Please use Employer ID UMB123456 during the online registration process.

Additionally, by receipt of this email, we are informing you that our standard $2.50 benefit admin fee will begin to be your responsibility. UMB will be debiting this fee from your HSA on a monthly basis. Please note that you may not have had a monthly service charge before if your employer paid for the fee on your behalf.

You will be receiving more information in the mail about your HSA with UMB in the next 7-10 days.
Learn more
Voluntary Insurance
All voluntary insurance coverage will cease on your Separation Date. However, you may continue this benefit, if currently elected, by paying your premium directly to the provider.

For specific voluntary lines of coverage, Life, AD&D - Continuation forms for employees who wish to continue their Voluntary Life and AD&D coverages are below.

 



ID Theft – An email will be sent to the employee with continuation instructions.

MetLife Legal - Requires employees or group admins to call directly at 800-821-6400 to request portability.

Accident/CI coverage automatically ports, therefore, no application is required. Once the coverage ends, the member will move to a direct bill at the time they are ported. This allows the member to keep the issue aged rates. If the member does not pay their individual bill, The Standard would then terminate coverage back to the termination date.

Please contact Gallagher at 425-201-9082 for any additional portability/conversion information.
Learn more