Separation and Divorce
Separation and Divorce
Ending a relationship usually involves questions about the division of property and often the custody of children and their healthcare coverage.
Within 60 days of the date the divorce decree is signed, you may elect any medical coverage you are losing under your spouse’s plan. If you currently cover your spouse, you must drop his or her coverage for medical, dental, vision, but continue to cover your children. You may also elect to change your FSA Healthcare and Dependent Care amount(s).
You will need to complete completing your Life Event Declaration Form and Life Event Enrollment within 60 days from the qualifying event date.
Prior to the final decree, you may not drop a spouse in anticipation of the final decree.
Remove Spouse from Benefits If your spouse is no longer eligible for coverage, you should complete a Life Event Declaration Form to remove them from the healthcare plans. Any step-children who are no longer eligible will also need to be removed from the plans.
Conversely, if you and / or your children were covered by your spouse's plan, you will need to enroll yourself or your child(ren) in the appropriate plan(s).
Review / Change Beneficiaries Review and / or make any changes to your beneficiary information for all of your plans.
Emergency Contact Information You may want to ensure your Human Resources Department is updated with person you want to be notified should your employer need to contact someone on your behalf in an emergency.
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