Medical - BlueCross BlueShield of Oklahoma:

• Plan A (Blue Preferred)
  • Ded: $750 Ind / $2,250 Family
  • OOP max: $3,000 Ind / $9,000 Family
  • 20% Coinsurance
• Plan B (Blue Options - Preferred and Choice)
  • Ded: $1,250 Ind / $3,750 Family
  • OOP max BP: $3,500 Ind / $10,500 Family
  • OOP max BC: $4,000 Ind / $12,000 Family
  • 20% Coinsurance - Blue Preferred
  • 30% Coinsurance - Blue Choice
• Plan C (Blue Preferred)
  • Ded: $1,500 Ind / $4,000 Family
  • OOP max: $6,650 Ind / $13,000 Family
  • 20% Coinsurance
• Plan F (Blue Choice)
  • Ded: $3,000 Ind / $6,000 Family
  • OOP max: $6,650 Ind / $13,000 Family
  • 20% Coinsurance
  • HSA Eligible

Dental - Delta Dental:

• Delta High
  • Ded: $100 Ind / $300 Family
  • Annual Max: $2,000/person
  • $2,000 Ortho max (child only)
• Delta Low
  • Ded: $100 Ind / $200 Family
  • Annual Max: $1,000/person
  • NO orthodontic benefit
• Delta Preventive
  • Ded: $50 Ind / $100 Family
  • Annual Max: $750/person
  • NO orthodontic benefit

Vision - VSP:

• Base Option
  • $10 exam copay
  • $25 materials copay
  • Frames - every year
    
    • $150 allowance on wide selection
    • $170 allowance on featured brands
    • 20% savings on amount over allowance
  • Contacts (instead of glasses) - every year
    • $150 allowance
    • 15% discount on fitting exam
  • Lasik: 15% off regular price, 5% off promotional price
• Enhanced Option
  • $10 exam copay
  • $25 materials copay
  • Frames - every year
    
    • $150 allowance on wide selection
    • $170 allowance on featured brands
    • 20% savings on amount over allowance
  • Contacts (instead of glasses) - every year
    • $150 allowance
    • 15% discount on fitting exam
  • Lasik: 15% off regular price, 5% off promotional price
  • 2nd pair of glasses, or contacts, subject to the same copays as your first pair benefit

Life Insurance - The Standard:

• Life AD&D - employer paid
  • Class 1: Presidents 
    • $450,000
  • Class 2: Vice Presidents, Finance Officers, Provosts
    • $350,000
  • Class 3: Members other than Class 1 or 2
    • $250,000
• Additional Life AD&D - employee paid
  • Employee
    • Minimum: $10,000
    • Maximum: $500,000
    • Guarantee Issue: $300,000
  • Spouse
    • Minimum: $5,000
    • Maximum: $250,000
    • Guarantee Issue: $50,000
  • Child
    • Minimum: $2,500
    • Maximum: $10,000

Disability Coverages - The Standard:

• Long Term Disability (LTD)
  • Core
    • 180 day waiting period
    • Monthly Max: $8,000
    • Monthly Min: $100
  • Buy-up
    • 90 day waiting period
    • Monthly Max: $8,000
    • Monthly Min: $100
• Voluntary Short Term Disability (STD)
  • Plan 1
    • 166 day waiting period when enrolled in Core LTD plan
    • Weekly Max: $2,000
    • Weekly Min: $15
  • Plan 2
    • 76 day waiting period when enrolled in Buy-up LTD plan
    • Weekly Max: $2,000
    • Weekly Min: $15

Additional Voluntary Coverages:

• Accident Insurance - Voya
• Critical Illness - Voya
• Hospital Indemnity Insurance - Voya
• Zero Health
• Health Savings Account (HSA)
• Flexible Spending Accounts (FSA)
  • Dependent Care
  • Limited Purpose FSA