East Central University

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Mission Statement:

We Educate and Empower Students to Understand and Transform Our World.

 

 

 

 

 

 

Benefits offered:                             

Medical - BlueCross BlueShield of Oklahoma:

  • Plan A (Blue Preferred)
    • Ded: $750 Ind / $2,250 Family
    • OOP max: $3,000 Ind / $9,000 Family
    • 20% Coinsurance
  • Plan B (Blue Options - Preferred and Choice)
    • Ded: $1,250 Ind / $3,750 Family
    • OOP max BP: $3,500 Ind / $10,500 Family
    • OOP max BC: $4,000 Ind / $12,000 Family
    • 20% Coinsurance - Blue Preferred
    • 30% Coinsurance - Blue Choice
  • Plan C (Blue Preferred)
    • Ded: $1,500 Ind / $4,000 Family
    • OOP max: $6,650 Ind / $13,000 Family
    • 20% Coinsurance
  • Plan F (Blue Choice)
    • Ded: $3,000 Ind / $6,000 Family
    • OOP max: $6,650 Ind / $13,000 Family
    • 20% Coinsurance
    • HSA Eligible

Dental - Delta Dental:

  • Delta High
    • Ded: $100 Ind / $300 Family
    • Annual Max: $2,000/person
    • $2,000 Ortho max (child only)
  • Delta Low
    • Ded: $100 Ind / $200 Family
    • Annual Max: $1,000/person
    • NO orthodontic benefit
  • Delta Preventive
    • Ded: $50 Ind / $100 Family
    • Annual Max: $750/person
    • NO orthodontic benefit

Vision - VSP:

  • Base Option
    • $10 exam copay
    • $25 materials copay
    • Frames - every year
      • $150 allowance on wide selection
      • $170 allowance on featured brands
      • 20% savings on amount over allowance
    • Contacts (instead of glasses) - every year
      • $150 allowance
      • 15% discount on fitting exam
    • Lasik: 15% off regular price, 5% off promotional price
  • Enhanced Option
    • $10 exam copay
    • $25 materials copay
    • Frames - every year
      • $150 allowance on wide selection
      • $170 allowance on featured brands
      • 20% savings on amount over allowance
    • Contacts (instead of glasses) - every year
      • $150 allowance
      • 15% discount on fitting exam
    • Lasik: 15% off regular price, 5% off promotional price
    • 2nd pair of glasses, or contacts, subject to the same copays as your first pair benefit

Life Insurance - The Standard:

  • Life AD&D - employer paid
    • Class 1: Presidents 
      • $450,000
    • Class 2: Vice Presidents, Finance Officers, Provosts
      • $350,000
    • Class 3: Members other than Class 1 or 2
      • $250,000
  • Additional Life AD&D - employee paid
    • Employee
      • Minimum: $10,000
      • Maximum: $500,000
      • Guarantee Issue: $300,000
    • Spouse
      • Minimum: $5,000
      • Maximum: $250,000
      • Guarantee Issue: $50,000
    • Child
      • Minimum: $2,500
      • Maximum: $10,000

Disability Coverages - The Standard:

  • Long Term Disability (LTD)
    • Core
      • 180 day waiting period
      • Monthly Max: $8,000
      • Monthly Min: $100
    • Buy-up
      • 90 day waiting period
      • Monthly Max: $8,000
      • Monthly Min: $100
  • Voluntary Short Term Disability (STD)
    • Plan 1
      • 166 day waiting period when enrolled in Core LTD plan
      • Weekly Max: $2,000
      • Weekly Min: $15
    • Plan 2
      • 76 day waiting period when enrolled in Buy-up LTD plan
      • Weekly Max: $2,000
      • Weekly Min: $15

 

Additional Voluntary Coverages:

  • Accident Insurance - Voya
  • Critical Illness - Voya
  • Hospital Indemnity Insurance - Voya
  • Zero Health
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSA)
    • Dependent Care
    • Limited Purpose FSA

 

Additional information regarding benefits being offered can be viewed at MyOKHEEIBenefits.com