Southwestern Oklahoma State University

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Mission Statement:

The Department of Education mission is to prepare and sustain exemplary teachers, counselors, and administrators with an emphasis on meeting the diverse needs of students, scholarship, diverse clinical experiences, and effective classroom techniques.

 

Benefits offered:                             

Medical - BlueCross BlueShield of Oklahoma:

  • Plan A (Blue Preferred)
    • Ded: $750 Ind / $2,250 Family
    • OOP max: $3,000 Ind / $9,000 Family
    • 20% Coinsurance
  • Plan B (Blue Options - Preferred and Choice)
    • Ded: $1,250 Ind / $3,750 Family
    • OOP max BP: $3,500 Ind / $10,500 Family
    • OOP max BC: $4,000 Ind / $12,000 Family
    • 20% Coinsurance - Blue Preferred
    • 30% Coinsurance - Blue Choice
  • Plan C (Blue Preferred)
    • Ded: $1,500 Ind / $4,000 Family
    • OOP max: $6,650 Ind / $13,000 Family
    • 20% Coinsurance
  • Plan F (Blue Choice)
    • Ded: $3,000 Ind / $6,000 Family
    • OOP max: $6,650 Ind / $13,000 Family
    • 20% Coinsurance
    • HSA Eligible

Dental - Delta Dental:

  • Delta High
    • Ded: $100 Ind / $300 Family
    • Annual Max: $2,000/person
    • $2,000 Ortho max (child only)
  • Delta Low
    • Ded: $100 Ind / $200 Family
    • Annual Max: $1,000/person
    • NO orthodontic benefit
  • Delta Preventive
    • Ded: $50 Ind / $100 Family
    • Annual Max: $750/person
    • NO orthodontic benefit

Vision - VSP:

  • Base Option
    • $10 exam copay
    • $25 materials copay
    • Frames - every year
      • $150 allowance on wide selection
      • $170 allowance on featured brands
      • 20% savings on amount over allowance
    • Contacts (instead of glasses) - every year
      • $150 allowance
      • 15% discount on fitting exam
    • Lasik: 15% off regular price, 5% off promotional price
  • Enhanced Option
    • $10 exam copay
    • $25 materials copay
    • Frames - every year
      • $150 allowance on wide selection
      • $170 allowance on featured brands
      • 20% savings on amount over allowance
    • Contacts (instead of glasses) - every year
      • $150 allowance
      • 15% discount on fitting exam
    • Lasik: 15% off regular price, 5% off promotional price
    • 2nd pair of glasses, or contacts, subject to the same copays as your first pair benefit

Life Insurance - The Standard:

  • Life AD&D - employer paid
    • Class 1: Presidents 
      • $450,000
    • Class 2: Vice Presidents, Finance Officers, Provosts
      • $350,000
    • Class 3: Members other than Class 1 or 2
      • $250,000
  • Additional Life AD&D - employee paid
    • Employee
      • Minimum: $10,000
      • Maximum: $500,000
      • Guarantee Issue: $300,000
    • Spouse
      • Minimum: $5,000
      • Maximum: $250,000
      • Guarantee Issue: $50,000
    • Child
      • Minimum: $2,500
      • Maximum: $10,000

Disability Coverages - The Standard:

  • Long Term Disability (LTD)
    • Core
      • 180 day waiting period
      • Monthly Max: $8,000
      • Monthly Min: $100
    • Buy-up
      • 90 day waiting period
      • Monthly Max: $8,000
      • Monthly Min: $100
  • Voluntary Short Term Disability (STD)
    • Plan 1
      • 166 day waiting period when enrolled in Core LTD plan
      • Weekly Max: $2,000
      • Weekly Min: $15
    • Plan 2
      • 76 day waiting period when enrolled in Buy-up LTD plan
      • Weekly Max: $2,000
      • Weekly Min: $15

 

Additional Voluntary Coverages:

  • Accident Insurance - Voya
  • Critical Illness - Voya
  • Hospital Indemnity Insurance - Voya
  • Zero Health
  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSA)
    • Dependent Care
    • Limited Purpose FSA

 

Additional information regarding benefits being offered can be viewed at MyOKHEEIBenefits.com