Disability - STD & LTD
Voya—Policy number 708364
Voya Employee Benefits
300 Southborough Drive, Ste 200
South Portland, ME 04106-6914
Customer Service: 888.305.0602
Claims Fax: 888.305.0605
One objective of our benefit program is to protect your family’s income. If you can’t work because of illness or injury, it is critical that you have income to help meet your expenses. Our disability benefits are designed to help meet your needs for income replacement in the event of a disability. The amount of income you receive varies based on your base weekly or monthly salary as of your last day of full-time work and the length of your disability.
Short Term Disability (premium paid by the company)
-
Income Replacement: 70% of weekly base salary up to $3,000 per week
-
When Benefit Begins: 8 calendar days
-
Maximum Benefit Period: 26 weeks (including benefit waiting period)
-
Benefit Tax Treatment: Taxable
-
Type of Injury/Illness: Non-occupational only
Long Term Disability (premium paid by the company)
-
Income Replacement: 60% of monthly base salary, up to $10,000 monthly maximum benefit
-
When Benefit Begins: 181st calendar day
-
Maximum Benefit Period: Your Normal Social Security Retirement Age if first disabled prior to age 62; if disabled age 62 or later, benefits may continue according to a graded schedule
-
Benefit Tax Treatment: Taxable
-
Type of Injury/Illness: Occupational & Non-occupational only
NOTE: Benefits are integrated with any amount you receive or are entitled to receive under any state compulsory benefit act or law (e.g., State Disability, Workers’ Compensation or Social Security Disability benefits, etc.)
Employees are eligible for the Short Term and Long Term Disability Plans the first of the month coinciding with or next following 6 months of continuous active employment.
How to File a Disability Claim
-
Notify your supervisor
-
Call Voya at 888.305.0602, anytime. You can speak to a trained disability specialist or follow the prompts to record your disability information
For anyone newly hired, the Long Term Disability Plan does not cover any disabilities caused by or resulting from a pre-existing condition. You have a pre-existing condition if you received medical treatment, consultation, care, or services including diagnostic measures, or took prescribed drugs or medicines in the three months just prior to your effective date of coverage; or you had symptoms for which an ordinary prudent person would have consulted a healthcare provider in the three months just prior to your effective date of coverage; and, the disability begins in the first twelve months after your effective date of coverage.
Visit Voya's Employee Benefit Resource Center (ERBC) for additional information on your disability benefits: https://presents.voya.com/EBRC/SoteraHealth