Life & AD&D, including Supplemental Life
Voya—Policy number 708364
Voya Life Claims
PO Box 1548
Minneapolis, MN 55440
Customer Service: 888.238.4840
Basic Life & AD&D
Sotera Health provides you with an amount equal to one times your base annual earnings, rounded to the next highest $1,000 (maximum of $500,000) at no cost to you. We also provide you with Accidental Death and Dismemberment (AD&D) Insurance equal to a benefit of one times base annual earnings, rounded to the next highest $1,000 (maximum of $500,000). AD&D Insurance provides your family with additional financial security if you die or suffer a severe injury due to an accident. The full benefit amount will be paid for the loss of your life, paralysis of all four limbs, or loss of sight in both eyes. If you lose a single hand, foot or eye, you’ll receive a benefit equal to 50% of your full amount of coverage. Your AD&D beneficiary is the same beneficiary(ies) you choose for Basic Life Insurance.
Basic Life and AD&D benefit will reduce to 65% at age 70 and 50% at age 75.
Earnings and Coverage Updates
Your Life/AD&D benefit amounts and contributions will be updated around May 1 for any base earnings changes.
Beneficiary Designation
Be sure to designate a beneficiary on the Employee Access System. Beneficiaries must be designated separately for Basic and Supplemental— one will not automatically apply to the other. Any beneficiaries previously designated on paper forms prior to the Employee Access System do not apply. Benefits without a beneficiary designation will be paid according to the “facility of payment” rules followed by Voya.
Supplemental Life & AD&D
This benefit allows you to purchase additional life insurance and AD&D coverage for you, your spouse and/or child(ren). Coverage purchased for your spouse or child(ren) will pay a benefit to you if they should die. This is a voluntary benefit, which means you determine if you would like to purchase this benefit or not. It is not required. Refer to Enrollment at a Glance for details.
Visit Voya's Employee Benefit Resource Center (ERBC) for additional information on your life insurance benefits: https://presents.voya.com/EBRC/SoteraHealth
Life Insurance Needs Calculator - Find out how much life insurance you may need