Union Employee Benefits
Union Employee Benefits
WCS offers a host of rich benefits. See benefit cards below for more information:
Union City Benefits
Flexible Spending Accounts
Inspira Financial (Formerly PayFlex)
844-729-3539
www.inspirafinancial.com
Healthcare Flexible Spending Account (Healthcare FSA)
At the Wildlife Conservation Society, all employees can enroll in a Healthcare FSA, regardless of their enrollment in the WCS medical plan (Aetna). Healthcare FSAs cover qualified healthcare services and medical expenses. The 2025 contribution limit is $3,300.
Dependent Care Flexible Spending Account (DCFSA)
All employees who have an eligible, tax-dependent child(ren), parent, or grandparent, can enroll in a DCFSA. Eligible expenses include:
- Nursery, pre-school, or before/after school care for dependents up to age 13
- Elder day care for spouses, parents, and grandparents unable to take care of him/herself.
The contribution limit for 2025 is $5,000 ($2,500 if marred and filing separate tax returns).
WCS will allow employees to contribute up to the IRS maximum.
Voluntary Life Insurance
Sun Life Financial
800-247-6875
http://www.sunlife.com/us
Voluntary Life Insurance Benefit Summary
Evidence of Insurability Application
WCS employees have the ability to purchase additional life insurance for themselves and eligible dependents. Benefits include the following:
- Employee Benefit: Up to 5x your base annual salary, up to $500,000 in increments of $10,000
- Spouse Benefit: Up to $150,000 in increments of $5,000
- Child(ren) Benefit: $5,000 or $10,000
- Important Note: The amount you select for your spouse and child(ren) cannot exceed 50% of the employee coverage
Voluntary Identity Theft Protection
Allstate
800-789-2720
www.myaip.com
WCS offers Identity Theft Insurance through Allstate Identity Protection, designed to help you protect your data, identity, and credit. This coverage allows Allstate tracks if your information has been included in potential data breaches and helps resolve fraud on your behalf.
Voluntary Accident Insurance
MetLife
800-438-6388
https://www.metlife.com/info/WCS/
Accident insurance reimburses you for medical expenses related to accidental injuries such as broken bones, burns, torn ligaments and much more. Get reimbursed between $50 to $15,000 depending on your injury and treatment.
Important Note: This plan also offers an annual $50 Health Screening Benefit payment for all family members enrolled.
Voluntary Critical Illness
MetLife
800-438-6388
https://www.metlife.com/info/WCS/
Protect yourself and your family financially in the event of a serious illness diagnosis such as cancer, heart attack, stroke and kidney failure. If you or a covered family member are diagnosed with a critical illness, you will receive a lump-sum benefit paid directly to you to use however you choose.
Voluntary Hospital Indemnity
MetLife
800-438-6388
https://www.metlife.com/info/WCS/
Hospital Indemnity Plan Summary
Hospital indemnity insurance pays a flat dollar amount when you and a covered dependent are admitted to the hospital due to sickness, injury, other hospital stays such as the birth of a child.
401(k)
Voya
866-719-2477
https://cirs.voya.com
Pension Plan
Transamerica
888-618-8435 (reference company code XBE34 when calling)
https://cirsplans.org/cirs-plans/pension/
Transit Benefit
TransitChek
866-855-8908 (reference company code XBE34 when calling)
TransitChek website
Premium TransitChek is an employee benefit program which enables you to deduct up to $325 per month on a pre-tax basis. For more information you can visit their website at http://www.transitchek.com/.
How to Enroll Online:
- Click the Order & Manage My TransitChek at the top of the page
- Select TransitChek Premium
You can also call TransitChek at 888-618-2435. Either option will require you to provide our company code of XBE34 and your employee ID number.
WCS will allow employees to contribute up to the IRS maximum.
Thrive Gloval
Thrive Global is a well-being and productivity mobile app available through the App Store or Google Play Store. After creating an account (group code: ThriveWCS), employees can access the latest science, influencer storytelling, and performance-enhancing strategies.