Should you enroll in the High Deductible Health Plan, District 155 will pay for Accident and Critical Illness benefits at the same coverage tier you elected for the medical insurance, including those dependents covered under parity!

 **This coverage is only available to those who elect the HDHP.**

Critical Illness Insurance

• Employee Benefit: $10,000
• Spouse Benefit: $10,000
• Child Benefit: $2,500

Click Here to view Critical Illness Highlight Sheet
Click Here to view the Critical Illness Claim Form
Click Here to view the Health Maintenance Screening Claim Form
Click here to view the Health Maintenance Tests Flyer
Click here to view FAQ document

$50 Health Maintenance Screening Benefit – Annual benefit for wellness screenings.

Additional Occurrence – Provides benefits when diagnosed with a different condition, so long as it is separated by 3 months.

Recurrence Benefit – Provides benefits at 25% of your elected benefit amount for a recurrence of a covered condition, so long as it is separated by 12 months.

Receive 100% of Coverage Amount	Receive 25 % of Coverage Amount	Children Covered for an Additional 21 Illnesses
Heart Attack Stroke Cancer End Stage Renal Failure Major Organ Failure Coma Paralysis Loss of Sight Occupational HIV Occupational Hepatitis	Carcinoma in Situ Severe Coronary Artery Disease with recommendation for surgery	Cystic fibrosis Down syndrome Muscular dystrophy Spina bifida Cerebral palsy + 16 more

You will be able to file claims in two ways:
Website: Standard.com
OR via email to SupplementalNewClaim@Standard.com.

• Employee Benefit: $10,000
• Spouse Benefit: $10,000
• Child Benefit: $2,500

Accident Insurance

Click Here to view Accident Highlight Sheet
Click Here to view the Accident Claim Form
Click Here to view the Health Maintenance Screening Claim Form
Click here to view the Health Maintenance Tests Flyer
Click here to view FAQ document

$50 Health Maintenance Screening Benefit – Annual benefit for wellness screenings.

Helps you pay for out-of-pocket expenses – you choose which ones.

24 Hour Coverage – for accidents that occur anytime, including work related accidents.

Provides extra benefits for youth sports injuries – Youth Organized Sports Benefit pays an additional 25 percent of total benefit.

Benefits paid directly to you – Employees and families can use the benefits for medical-related expenses or everyday expenses like child care, groceries or lodging.

Pays a lump-sum benefit based on type of injury sustained and treatment needed

Covered injuries may include:

• Broken bones
• Burns
• Torn ligaments
• Concussions
• Eye injuries
• Ruptured discs
• Cuts requiring stitches

Covered services may include:

• Initial treatment
• Emergency room visit
• Hospitalization
• Follow-up care
• Physical therapy

You will be able to file claims in two ways:
Website: Standard.com
OR via email to SupplementalNewClaim@Standard.com.