Medical

GeoLogics Corporation sponsors two medical coverage plans that are compliant with the Patient Protection and Affordable Care Act (PPACA) and one non-compliant supplemental Fixed Indemnity plan. These plans are sponsored by GeoLogics but administered exclusively by Essential

StaffCARE and its affiliated companies (ECS/PAI/IAG). All customer service and support is provided by ESC/PAI/ IAG. Should you need additional information, have questions or need assistance, please call ECS Customer Service at 1 (866) 798-0803. Neither your hiring office or our Human Resource staff are able to provide additional information, answer questions or provide assistance with these plans – all inquiries must be directed to ESC customer service at 1 (866) 798-0803.

Given that the cost and disparity in the quality of available medical coverage continues to be a challenge for all of us (employees and employers alike), you are strongly encouraged to explore all other coverage options including but not limited to federal, state and private insurance exchanges available to you as well as insurance companies offering individual medical coverage which may be available through your local independent insurance agent and/ or membership organizations to which you and/or your dependents (if applicable) may belong. This due diligence on your part is absolutely essential to assure that you obtain the most affordable and comprehensive medical insurance coverage that meets your needs, preferences and specific requirements as well as those of your dependents (if applicable).

For additional information on the medical plans available through ESC/PAI/IAG, please follow the links listed below:

• Minimum Essential Coverage (MEC) - Please see the MEC information available at: http://www.esc-enrollment.com/geologics
• Fixed Indemnity Coverage (FIC) – This coverage is intended to supplement MEC coverage and while it provides additional coverage, itis not intended as a standalone coverage solution. The combination of these two plans will not provide comprehensive medical coverage. Please see the FIC information available at: 
• http://www.esc-enrollment.com/geologics

For information, questions or assistance, please call Essential StaffCARE (ESC) Customer Service at (866).798.0803.

Both plans use the Essential StaffCARE network and cover 100% of the cost for preventive care services like calendar year physicals and routine immunizations. The way you pay for care is different with each plan.

Both plans has set copays for some services and a deductible and coinsurance for others. Copays do not apply toward your deductible, so you will pay copays until you reach your calendar year out-of-pocket maximum.

Dental

Lincoln Financial Group

Policy: 1D038263

Phone Number: 800.423.2765

Member Website

Good oral care enhances overall physical health, appearance and mental well-being. Problems with the teeth and gums are common and easily treated health problems. Keep your teeth healthy and your smile bright with the GeoLogics' dental benefit plan.

GeoLogics offers a Dental PPO plan through Lincoln Financial Group.

Review Your Dental Plan Summary

We encourage you to request a pre-determination when having services done that are over $200-$300. This is a mock-claim that the dentist submits to the insurance carrier. The carrier then responds back, letting you and the provider know exactly what your out-of-pocket expense will be, assuming that the final claim coding doesn’t change.

This is a great way to budget for big-ticket dental work.

Vision

CIGNA

Policy: 0617224

Phone Number:  844-225-3107  EyeMed Member Services

Member Website

Your vision is an important part of your overall health care routine. Our vision program is being offered as a part of GeoLogics’s commitment to your wellbeing.

Cigna’s vision program provides affordable, quality vision care, nationwide. Through the Cigna provider network, you can obtain a comprehensive vision examination, as well as eyeglasses (lenses and frames), or contact lenses in lieu of eyeglasses.

Carefully review the vision care program summary provided and take advantage of this very important benefit. In addition, you can call Cigna’s Customer Service Center for any questions you may have regarding contracted providers or coverage or by visiting the website at www.mycigna.com.

Review Your Vision Plan Summary

Flexible Spending Account

WEX

Phone Number: 866.451.3399

Member Website

Wex Member Tool Kit 

GeoLogics provides you the opportunity to pay for out-of-pocket medical, dental, vision, and dependent care expenses with pre-tax dollars through the Flexible Spending Accounts through Discovery - WEX Benefits. You must enroll/re-enroll in the plan each year if you wish to participate. You can save approximately 25% of each dollar spent on these expenses when you participate in a FSA.

Medical FSA – You may elect to have pre-tax payroll deductions of up to $2,850 placed in an FSA to pay for qualifying uninsured medical, dental, vision and prescribed over the counter drug expenses.

Limited (Dental & Vision) FSA – If you have an HSA through other medical coverage, you may elect to have pre-tax payroll deductions of up to $2,850 placed in this type of FSA for qualifying dental and/or vision expenses.

Dependent Care FSA – You may elect to have pre-tax payroll deductions of up to

$5,000* placed in a FSA to pay for qualifying child and/or adult dependent day care expenses.

Up to $570 of unused FSA elections from 2022 will be carried over to 2023 and will appear in your account after the claims run out period (likely in April of 2023).

Life/AD&D

Lincoln Financial Group

Policy: 000010246817

Phone Number: 800.275.5462

Member Website

GeoLogics offers Basic Life/AD&D insurance coverage for those unexpected events that could affect you and your family. This benefit is provided to you at no cost.

Review Your Life/AD&D Plan Summary - Class 2

GeoLogics offers an opportunity to purchase additional life insurance for yourself, your spouse, and/or your dependent children through Lincoln Financial Group. If you do not enroll at your original eligibility, you must complete a medical questionnaire. You may or may not be approved for the Guaranteed Issue amount. If you choose to purchase additional life insurance you are responsible for 100% of the cost.

Review Your Voluntary Life/AD&D Plan Summary

Included with the Life Insuranc Benefit with Lincoln at no additional cost to you:

Employee Assistance Program Plan Summary

Travel Assist

Life Keys

Long Term Disability

Lincoln Financial Group

Policy: 000010246819

Phone Number: 800.275.5462

Member Website

GeoLogics offers insurance coverage for those unexpected events that could affect you and your family. 

Disability insurance is provided through Lincoln.  Long-Term Disability replaces a portion of your income if you become disabled and are unable to work. These benefits are provided to you at no cost.

Review Your Long Term Disability Plan Summary - Class 2

Employee Assistance Program - BHS

Business Health Services

Phone Number: 800.327.2251

Member Website

Employee Assistance Plan

EAP is designed to assist you and eligible family members with a variety of issues including but not limited to work/life balance, health/wellness, anxiety/stress management, depression, behavioral problems, childcare/elder care, and more! You can receive up to 6 face-to-face counseling sessions per issue through BHS and 5 through Lincoln Financial Services.  

Review Your Employee Assistance Program Plan Summary with BHS

Review Your Employee Assistance Program Plan Summary with Lincoln Financial Services

Pet Insurance

Nationwide Pet Insurance

Phone Number: 877.738.7874

Member Website

GeoLogics provides access (at discounted group rates) to pet insurance through Nationwide. The plans cover wellness, illness, emergency & more. Use any vet. Up to 90% back on vet bills.

Review Your Pet Insurance Plan Summary

Flexible Spending Account

WEX

Phone Number: 866.451.3399

Member Website

Wex Member Tool Kit 

GeoLogics provides you the opportunity to pay for out-of-pocket medical, dental, vision, and dependent care expenses with pre-tax dollars through the Flexible Spending Accounts through Discovery - WEX Benefits. You must enroll/re-enroll in the plan each year if you wish to participate. You can save approximately 25% of each dollar spent on these expenses when you participate in a FSA.

Medical FSA – You may elect to have pre-tax payroll deductions of up to $2,850 placed in an FSA to pay for qualifying uninsured medical, dental, vision and prescribed over the counter drug expenses.

Limited (Dental & Vision) FSA – If you have an HSA through other medical coverage, you may elect to have pre-tax payroll deductions of up to $2,850 placed in this type of FSA for qualifying dental and/or vision expenses.

Dependent Care FSA – You may elect to have pre-tax payroll deductions of up to

$5,000* placed in a FSA to pay for qualifying child and/or adult dependent day care expenses.

Up to $570 of unused FSA elections from 2022 will be carried over to 2023 and will appear in your account after the claims run out period (likely in April of 2023).

Legal Services & ID Theft Protection

Legal Resources

Phone Number: 800.728.5768

Member Website

Using the Legal Resources Plan is easy. After enrollment, you will receive your membership card(s) containing contact information for your law firm. If you need legal plan services, you are able to call your law firm directly to set up an appointment. You can also call the Member Services Department and speak with one of our award-winning certified paralegals to answer a coverage or law firm question. You now have a law firm on "retainer" to meet all your legal needs. Call them any time you need a service, from a simple question to a complex issue.

 Review Your Legal Services Plan Summary

 Members have access to a network of top-rated, full-service law firms and over 13,000 attorneys nationwide. The Legal Resources Group Legal Services includes qualified dependents (spouse and dependent children up to 19 or 23 if a

full-time student) with unlimited use of all services. Enrollment in this benefit happens once per year, so please be sure to note that this is a year commitment. If you are an existing employee, you cannot add or drop this plan mid-year. New hires will select this plan during their new hire enrollment period, or at annual enrollment.

 Identity Theft Protection                                                             

• Realtime monitoring of all of your personal and financial information and instant alerts via SMS + email
• Credit reports and scores at a glance
• 24/7 Fully Managed identity restoration
• $1 million Identity Theft insurance
• For assistance, call Member Services. A Recovery Specialist will help you restore your identity by making phone calls and filling out the paperwork on your behalf.

Review your ID Theft Plan Summary 

Additional Benefits

401(k) Retirement Plan

GeoLogics provides a 401(k) retirement plan administered by Principal Financial Group which offers you an opportunity to make pre- tax/ROTH salary deferrals of up to $22,500 in your choice of more than 25 investment options. If you are 50 or better, you have an opportunity to make pre-tax/ROTH salary deferrals of up to $30,000. All deferrals are subject to limitations resulting from federally required non-discrimination testing. Historically there has been a discretionary employer match of as much as 50% of the first 8% of an employee’s combined pre-tax or ROTH contributions with a maximum potential annual match of $2,000.

Business Travel Accident – Cigna

GeoLogics provides Business Travel Accident (BTA) insurance for employees traveling on official company business. Coverage while on business travel (worldwide) protects against accidental death and dismemberment with a benefit of up to $250,000. Includes CIGNA Secure Travel^® which provides pre-trip planning, assistance while traveling and repatriation benefits when traveling 100 miles from home.

Employee Contributions for Benefits

Benefit Plan