A qualifying life event (QLE) is an event deemed acceptable by the IRS that may allow participants in cafeteria plans to change their benefit elections.
If your spouse has a change in benefits, you may be eligible to update your insurance plan.
The following 2 events will allow for a change in benefits.
Deciding to get married is a major life step and one that is worthy of sincere congratulations.
Once you are married (check with your HR department for timeframes), you may add your spouse to your existing medical, dental, or vision coverage, enroll in a medical plan, change to another option or drop your coverage to go on your spouse’s plan. You may also elect to change your medical FSA amount, and elect spouse coverage under our various life and long term care plans. You will need to complete the appropriate forms and provide a copy of your certified marriage certificate. You should also review your beneficiary designations for life insurance, retirement savings, and pension plans.
Ending a relationship usually involves questions about the division of property and often the custody of children. By having a quality support team, it will reduce the stress that couples and families feel during this experience.
Emergency Contact Information
You may want to make sure your Human Resources Department has the person you want on file should your employer need to contact someone in an emergency on your behalf. Contact your Human Resources Department for information on how to change your emergency contact information.
The death of a loved one, whether expected or unexpected, is often has a devastating effect on you and other family members.
Employees that have become entitled to or lose their Medicare or Medicaid may be eligible to make benefit changes.