Identity Theft and Legal Services
What the LegalShield Plan Covers:
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The member.
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The member's spouse.
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Never-married dependent children of the member or member's spouse who are under 21 and living at home.
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Children under age 18 for whom the member or member's spouse is the legal guardian.
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Full-time never-married students under 23 years old if the student is a dependent of the member or member's spouse.
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Any dependent child, regardless of age, who is incapable of sustaining employment because of mental or physical disability and who is chiefly dependent on the member or member's spouse for support.
Advice - Unlimited topics, personal or business even on pre-existing conditions.
24/7 Emergency Assistance - After-hours legal consultation for covered legal emergencies such as: if you're arrested or detained if you're seriously injured, if you're served with a warrant, or if the state tries to take your child(ren).
Letters and Phone Calls on Your Behalf - Available at the discretion of your Provider Lawyer.
Legal Document Review - Contracts/documents up to 10 pages each.
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Standard Will with yearly reviews/updates.
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Available to covered family members for $20.
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Other documents available: Living Will, Healthcare Power of Attorney.
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Available 15 days after enrollment.
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Available only if the member has a valid driver's license and is driving a properly licensed personal motor vehicle.
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Moving traffic violations.
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Accidents
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Damage Recovery
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One hour of consultation, advice, or assistance when you are notified of an audit by the IRS.
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An additional 2.5 hours if a settlement is not achieved within 30 days.
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If your case goes to court, you'll receive 46.5 hours of your Provider Law Firm's services.
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Coverage for this service begins with the tax return due April 15 of the year you enroll.
What the LegalShield Identity Theft Plan Covers:
Credit Report - Conveniently log in to the LegalShield secure website for access to your up-to-date credit report based on data from TransUnion.
Personal Credit Score with Analysis - In addition to your credit report, LegalShield also provides a detailed analysis of your Personal Credit Score with your first credit report.
Continuous Monitoring with Activity Alerts:
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Activate continuous credit monitoring via the LegalShield secure website.
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Your TransUnion credit file will be monitored continuously.
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Email alerts will notify you of any activity on your credit file. This email will direct you to the LegalShield secure site where you can log in to view alert data.
Identity Restoration Services:
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The experts in identity theft restoration will step in and take over the restoration process for you, should you face an identity theft issue. They will customize the solution and work on your behalf to correct identity theft issues with affected agencies and institutions.
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Fraud alert notifications will be sent to all three national credit repositories.
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Proactive searches of local and national databases for any activity in your name that you may not be aware of.
Both the LegalShield Legal Plan and LegalShield Identity Theft Plan are offered to County employees through the MN Benefit Association.