Insurance Basic Videos

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Insurance can be complicated. These videos cover some of the most common terms you'll hear, helping you take an educated step forward in choosing between your benefit options.

 
Premium...deductible...out of pocket max. These terms are used all the time in insurance, but what do they mean and how do they impact you?
 
 HMO and PPO networks explained.
 
What's the difference between a PPO and a High Deductible Health Plan (HDHP)? Click the link below.
 
 
High deductible plans (HDHP) and health savings accounts (HSAs) explained.
 
 
The terms PPO and HMO get thrown around all the time, but what do they mean, and what's the difference between them?
 
 
You've heard of a Flexible Spending Account (FSA), but now you're also hearing about a Health Savings Account (HSA). Are they the same thing and if not, how is it different?