Separation and Divorce
Separation and Divorce
Ending a relationship usually involves questions about the division of property and often the custody of children. By having a quality support team, it will reduce the stress that couples and families feel during this experience.
Within 30 days of the date the divorce decree is signed, you may elect any medical coverage you are losing under your spouse’s plan. If you currently cover your spouse, you must drop his or her coverage for medical, dental, vision, and group term life, but continue to cover your children. You may also elect to change your medical and dependent care FSA amount. You will need to complete the appropriate forms and provide a copy of the first and last pages of your certified divorce decree. You should also review your beneficiary designations for life insurance, retirement savings, and pension plans. Prior to the final decree, you may not drop a spouse in anticipation of the final decree.
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Remove Spouse from Benefits An ex-spouse is NOT an eligible dependent and cannot remain on your plan. You must notify the HR Department to remove him or her from the benefit plans. Any stepchildren (children of ex-spouse) are no longer eligible and will also need to be removed from the plans. Any terminated dependents due to divorce will receive a COBRA notice. Conversely, if you and / or your children were covered by your spouse's plan, you will need to enroll yourself or your child / children in the appropriate plan(s). Contact your Human Resources Department for more information.
Review / Change Beneficiaries
Review and / or make any changes to your beneficiary information for all of your plans. Click here for the beneficiary form. You should then forward this on to your HR Department.
Emergency Contact Information You may want to make sure your Human Resources Department has the person you want on file should your employer need to contact someone in an emergency on your behalf. Contact your Human Resources Department for information on how to change your emergency contact information. |