Health Savings Account (HSA)
The Saver medical plan allows you to have a Health Savings Account (HSA) administered by Health Equity. This plan allows you to pay lower premiums in exchange for a higher deductible. While this higher deductible may seem intimidating, the HSA allows you to save pre-tax dollars to help pay for any medical expenses the may occur. Sonesta will match your HSA Contribution, dollar for dollar, up to the employer annual maximum (click "read more" for additional information). If you choose not to contribute to your HSA, you will not receive Sonesta’s employer contribution.
The Health Savings Account is only available to employees who are enrolled in the Saver medical plan
Start date - End date: 05/01/2024 - 04/30/2025
Carrier: Health Equity
Phone: 866-346-5800
URL: http://www.healthequity.com/me/
Health Savings Account Amount
Employer Annual Contribution
Employee up to $500
Employee + Spouse up to $750
Employee + Child(ren) up to $750
Family up to $1,000
2024 Maximum Employee Contribution (excluding employer contribution)
Employee $3,350
Employee + Spouse $7,000
Employee + Child(ren) $7,000
Flexible Spending Account (FSA)
A Flexible Spending Account (FSA) allows you to set money aside on a pre-tax basis to pay for eligible expenses. Sonesta offers two types of accounts: Health Care FSA and Dependent Care FSA.
Start date - End date: 05/01/2024 - 04/30/2025
Carrier: WEX/Discovery Benefits
Phone: 866-451-3399
Flexible Spending Account Types
Health Care
2024 Maximum per Plan Year $3,200
Eligible Expenses include: Copays, prescription drugs, prescription glasses or contacts, laser eye surgery, dental expenses including orthodontia, and MORE! Go to FSAstore.com to see them all.
Dependent Care
2024 Maximum per Plan Year $5,000
Eligible Dependents: Dependent children up to age 13, or care for an incapacitated dependent of any age
Eligible Expenses include: Child care, nursery school, before/after school care, adult care, and in-home dependent care. Check out the WageWorks site for qualifying expenses!
Plan Year: May 1 - April 30
Reimbursement Cycle: May 1 - July 15
Basic Life and AD&D
Description: Sonesta provides Basic Group Term Life and Accidental Death & Dismemberment (AD&D) Insurance to benefit eligible employees through Reliance Standard Life Insurance Company. Both benefits pay one times annual earnings up to $300,000. This is an employer paid benefit. All benefit eligible employees are automatically enrolled.
Carrier: Reliance Standard Life Insurance Company
Start date - End date: 05/01/2024 - 04/30/2025
Phone: 800-351-7500
Reliance plan
Description: Employees may purchase Optional Life or AD&D Insurance coverage of up to five times their salary to a maximum of $1 million in $10,000 increments through Reliance Standard Life Insurance Company. Employee optional life coverage above $320,000 requires Evidence of Insurability (EOI). Spouses may also purchase in $10,000 increments up to 50% of the employees’ coverage or a maximum of $250,000. Spousal optional life coverage above $30,000 requires Evidence of Insurability (EOI). Child life insurance may be purchased at $2,500 or $5,000.
Start date - End date: 05/01/2024 - 04/30/2025
Carrier: Reliance Standard Life Insurance Company
Phone: 800-351-7500
URL: www.reliancematrix.com
Important Notes: Plan rates are based on age and can be found on Workday. If you are enrolling for the first time, you may have to submit evidence of good health to Reliance Standard Life Insurance Company for approval. If an Evidence of Insurability form is required, Reliance Standard will reach out to you directly.
If you are already enrolled, you may increase your coverage by up to $10,000 without evidence of good health. If you wish to increase your coverage by more you will have to submit to Reliance Standard for approval.
Review Your Voluntary Life Plan Summary
Short Term Disability
Description: Short Term Disability (STD) Insurance provides partial income replacement if you are disabled for up to 90 days. Sonesta provides this coverage for benefits eligible employees through Reliance Standard Life Insurance Company. This is an employer paid plan. If you are a benefits eligible employee you will be automatically enrolled.
Carrier: Reliance Standard Life Insurance Company
Start date - End date: 05/01/2024 - 04/30/2025
Phone: 877-202-0055
Short Term Disability Benefit Details
Elimination Period: 14 days
Weekly Benefit: 60% of your pre-disability earnings
Maximum Benefit: $1,500 per week
Long Term Disability
Long Term Disability (LTD) Insurance provides partial income replacement if you are disabled for more than 90 days. This coverage is provided by Sonesta for benefits eligible employees through The Hartford.
Sonesta allows employees to choose whether to pay the LTD premium themselves or to have Sonesta pay their LTD premium for them. When employees pay their own LTD premium, the LTD payout is non-taxable.
Long Term Disability has two options:
1. 100% Paid by Sonesta - Taxable Benefit
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Benefits eligible employees are automatically enrolled in this option
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60% benefit percentage up to $7,500 per month
2. 100% Paid by Employees - Tax Free Benefit
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You must elect this option during your benefit event
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60% benefit percentage up to $7,500 per month
Start date - End date: 05/01/2024 - 04/30/2025
Carrier: Reliance Standard Life Insurance Company
Phone: 877-202-0055
URL: www.reliancematrix.com
The buy-up LTD option mentioned below is only available for those enrolled prior to 3/21/22.
Long Term Disability Benefit Details - Buy-Up Plan
Elimination Period: 90 days
Benefit Percentage: 66.67% of your monthly pre-disability earnings
Maximum Benefit: $10,000 per month
*All Buy-Up amounts are subject to Evidence of Insurability
Business Travel Accident
Description: BTA Insurance provides Life and AD&D coverage for employees who are traveling for business. Travelling covers all forms of transportation, even travel by foot. The coverage also includes non-business related travel or activities undertaken incidentally while traveling on business (up to 250 miles away for up to five days). This coverage is provided to all benefits eligible employees through Nationwide.
Employee instructions: In the US, call 866-509-7709 or Worldwide, call 603-328-1702 or email mail@oncallinternational.com
Start date - End date: 05/01/2024 - 04/30/2025
Group number: ER-086
Carrier: Nationwide
Employee Assistance Program (EAP)
Benefits eligible employees have 24/7 access to a free confidential service through Reliance Standard Life Insurance Company! The EAP is provided to help employees address personal issues you or your dependents are facing. They offer short-term counseling, as well as assistance with financial and legal services. Below lists some of the items they provide assistance with Short Term Counseling, Legal/Financial Services, Work/Life Resources, and Life Essentials.
See the flyers below for all the additional programs offered through the EAP and their contact information. They include:
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Life Essentials Program - Discount program, financial services, legal services, grief counseling, and support from a master's level social worker
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Funeral Planning and Concierge Services - Tools for planning, price comparison, and negotiation assistance
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Travel Assistance Program - Help with medical, cash emergencies, evacuations, prescription refills, and more when traveling more than 100 miles from home
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Legal Reference Program - Free estate planning documents and assistance such as wills and power of attorney
(Organization Web ID: RSLI859)
Medicare Advisors
Gallagher Medicare Consultation
Sonesta understands that whether it be for yourself or a loved one, navigating Medicare can be confusing and time consuming. To help you and your loved ones better understand your Medicare options Gallagher is here to help!
Contact: Stephen Porto, Medicare Specialist, Gallagher
Stephen_Porto@ajg.com, 518-365-6311
Contact your Gallagher Medicare Advisor to help answer questions like:
- What action must I take to avoid penalties?
- What is Medicare Part A, B, C, D, and Supplement Insurance?
- When and how do I enroll in Medicare?
- What Medicare plans are available to me?
- Can I save money and/or get better health insurance with Medicare rather than stay covered through Sonesta?
Sonesta Tuition Reimbursment
Eligible full-time Hotel Employees may receive up to $3,000 in tuition assistance and book costs during a calendar year!
Additional information and required forms can be found below.
Perks at Work
A FREE one-stop shop for employee discounts and personal savings which will be available to you and up to five of your friends or family members. You will be receiving an email announcement, from Perks at Work, inviting you to join the program. Click on “Activate Your Account” to get started and register to access the discount portal.
Click "Read more" below for additional information and helpful resources.
In partnership with Next Jump, Sonesta Perks at Work leverages the purchasing power of employees from many companies to save you money. Enjoy corporate rates on everything from:
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groceries
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restaurants
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movie tickets
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cell phone monthly rates
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pets
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travel
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rental cars
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computers
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and more...
You will have access to thousands of deals for you and your family. You will also have access to Sonesta exclusive offers as they become available for local and national merchants.
Another unique feature is the WOWPoints loyalty program. Most purchases on Sonesta Perks at Work earn you WOWPoints, which can be redeemed for additional discounts. It is a great way to earn and give to yourself and others. Explanation of the program and additional information for your reference is attached, as well as available through the "Help Center" on the website. Enjoy the savings!
Wireless Discount Program
Sonesta team members may be eligible for discounts on their wireless plan through AT&T. Please check availability using the link below:
Hotel Discount Program
Make the most of out every moment with a getaway personalized to you. There’s no time like the present to plan an adventure. And when it comes to finding the ideal destination, Sonesta has you covered.
- Employees earn Travel Pass Points on Employee Rates!
- The Sonesta Employee Rate is now available to immediate family including spouses/domestic partners, parents, parents-in-law, children, and siblings of the Sonesta team member!
- Friends and Family Rate will require verification letter effective January 1, 2024.
Read more on the Sonesta Employee and Friends & Family Rate here.
Critical Illness, Accident, and Hospital Indemnity
Review Your Critical Illness Flyer
Review Your Hospital Indemnity Flyer
Review Your Accident Plan Summary - Bi-Weekly
Review Your Accident Plan Summary - Weekly
Review Your Critical Illness Plan Summary
Review Your Hospital Indemnity Plan Summary - Bi-Weekly
Review Your Hospital Indemnity Plan Summary - Weekly
Hospital Indemnity Disclosure Language
NEW VOLUNTARY BENEFITS BRAINSHARK
Reliance Standard Voluntary Critical Illness, Accident, and Hospital Indemnity plans
Commuter Benefits
Sonesta Employees are eligible for this tax-advantaged commuter benefit program which is administered by HealthEquity. Some things to know about the program:
HealthEquity Commuter
HealthEquity® Commuter is a pre-tax benefit account used to pay for qualified parking and public transit—including train, subway, bus, ferry, and eligible vanpool---as part of your daily commute to work. And HealthEquity Commuter is a great way to put extra money in your pocket each month and make your commute more convenient and affordable.
Why You Need It
- Save an average of 30% on public transit and parking as part of your daily commute to work
- No waiting—sign up any time to start saving—and no “use it or lose it” as long as you’re enrolled
How It Works
Simply decide how much to contribute up to the allowed monthly limit. Funds are withdrawn from your paycheck for deposit to your account before taxes are deducted. Pause or cancel contributions to your account at any time. There’s no “use it or lose it” as long as you’re enrolled in the program.
How Much You Can Contribute
Contribution maximum amounts are as follows:
Transit (eligible transit and vanpool): Pre-Tax up to $315, post-tax up to $530
Parking (eligible parking): Pre-Tax up to $315, post-tax up to $530
Deductions will be deducted from your paycheck in the month prior to the actual benefit month.
How You Use It
Use a variety of convenient payment methods associated with your account:
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HealthEquity Commuter
HealthEquity® Commuter is a pre-tax benefit account used to pay for qualified parking and public transit—including train, subway, bus, ferry, and eligible vanpool---as part of your daily commute to work. And HealthEquity Commuter is a great way to put extra money in your pocket each month and make your commute more convenient and affordable.
Please note that transit pass offerings and types vary by Transit agency. You may be familiar already what offerings are available in your metro area, but once you register your account you will be able to view what is available based on your area of commute.
Link to register: www.HealthEquity.com