University of California

 Postdoctoral Scholar Benefit Plan Portal

 


IMPORTANT DATES

 


2024

10/31


Open Enrollment Begins

 


2024

11/22


Open Enrollment Ends

 


2025

1/1


New Plan Year Begins

OPEN ENROLLMENT - Plan Year 2025

Click here to view the Open Enrollment Guide

Click here to view the Open Enrollment Presentation

Click here to view a recording of the Open Enrollment Presentation

Click here to view the Open Enrollment Live Webinar Presentation Schedule

Current Plan Year 2024

Jan 1 - Dec 31

Welcome!

Gallagher Benefit Services is pleased to offer the UC Postdoctoral Scholar Benefit Plan.

  • Medical: Health Net HMO or PPO
  • Dental: Health Net DHMO or Principal POS
  • Vision: Health Net PPO
  • Life: The Standard Insurance (Eligible Postdocs will be automatically enrolled)
  • AD&D: The Standard Insurance (Eligible Postdocs will be automatically enrolled)
  • Short-Term Disability: The Standard Insurance (Eligible Postdocs will be automatically enrolled)
  • Health FSA and Dependent Care FSA: WEX

In addition, Eligible Postdocs will have access to the following services:

  • Health Net Wellness Programs
  • The Standard Travel Assist Program
  • Child and Home Care Providers through Bright Horizons Enhanced Family Supports

Did You Know?
Newly appointed Postdocs only have 31 days from
their appointment start date to enroll for benefits.
Failure to enroll on a timely basis will prevent you from
receiving benefits for the current plan year.

 

 

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Benefit Eligibility and Enrollment
All UC schools and LBNL postdocs, please use the following link to enroll or make changes to your benefits via the UCPath website.

If you have questions on how to enroll or make changes to your benefits, please contact UCPath at 855 982 7284 or via email at ucpath@universityofcalifornia.edu


Rates and Contributions

 

 

 

ELIGIBILITY:

As a new postdoc appointed in any of the postdoc title codes of 3252, 3253, 3254, 3255 or 3256, you have 31 days from your date of appointment to enroll yourself and your eligible dependents.

Family member eligibility requirements are the same as the family member eligibility requirements for the University of California Faculty and Staff plans. The major family member eligibility categories are the following:

          • Spouse
          • Natural or adopted child or children to age 26 for medical plans (unless eligible to continue coverage because of disability). Adult age children are not eligible to enroll if they are eligible for their own employer-sponsored plan.
          • Same-sex or Opposite-sex domestic partner, as long as the relationship meets established criteria.

Note: When two family members are employed through the UC, duplicate coverage is not allowed.

Your eligible family members must be enrolled with the same coverage start date as you, which is the date of appointment. However, you may enroll eligible family members at a later time due to a qualifying event as listed in the section below.  

Failure to enroll yourself, or enroll your dependents, within this time frame could result in a significant delay in access to coverage, or the inability to enroll yourself and/or your dependents until the next Open Enrollment period.

UC's Definition of a Domestic Partnership

          • Each Other's Sole Domestic Partner in a Long-Term, Committed Relationship and Intended to Remain so Indefinitely
          • Neither Party Legally Married or a Partner in Another Domestic Relationship
          • Not Related to Each Other by Blood
          • Both Parties 18 Years Old and Capable of Consenting to the Relationship
          • Parties Financially Interdependent
          • Parties Share a Common Residence
CURRENTLY ENROLLED, BUT NEED TO MAKE A CHANGE TO YOUR COVERAGE?

If you are currently enrolled, you may be able to enroll a newly eligible family member(s) (and/or change your Medical and Dental plan types) if you experience one of the following qualifying life events:

Qualifying Events

    • Marriage
    • Domestic partnership
    • Family member(s) arrival in the U.S.
    • Birth
    • Adoption

The UCPath Enrollment Form can be located here.
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Health Net – Medical, Behavioral Health, Dental HMO, Vision

For a comprehensive overview of PSBP benefits offered through Health Net, including how to find a provider, file claims, utilize wellness programs and behavioral health services, determine out-of-pocket costs and more, please visit Health Net’s postdoctoral scholar-dedicated website at https://psbp.healthnetcalifornia.com/

 

 

 

 

 

 

Benefits through Health Net include:

  • HMO Medical
  • PPO Medical
  • HMO Dental
  • PPO Vision
  • Behavioral Health
  • Pharmacy
  • Wellness

Assistance with Health Net Claims Process

 

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Principal – Dental POS

For a comprehensive overview of the Principal Dental POS plan, instructions on how to locate in-network dental providers, an overview of the plan rates and more, please review the links below.

 

 

 

 

 

 

DPOS Summary of Benefits – Effective 1/1/2025

DPOS Summary of Benefits

Plan Rates

Find a Provider 

POS Dental OON Example

DPOS Benefit Booklet

DPOS Benefit Policy

DPOS Dental Voucher Flyer

 

Contact Information

The Principal (DPOS group# - H12843) – 800.247.4695 – www.principal.com

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The Standard Insurance – Life/AD&D, STD, and Voluntary LTD

For a comprehensive overview of the Life/AD&D and disability plans, including benefits, eligibility, waiting periods, beneficiary designation and more, please review the links below.


Postdocs who missed enrolling in the LTD plan during their Period of Initial Eligibility can complete, print, sign, date and email the attached Medical History Statement (EOI) form to musc@standard.com or can complete their request online (www.standard.com/MHS). Please note the postdoc will need to include the policy number: 643383.

 

PLEASE NOTE:

  • Voluntary Long-Term Disability cannot be added during Open Enrollment.
  • You will be responsible for continuing to pay voluntary Long-Term Disability (LTD) premium (if applicable) while you are on leave under a Short-Term Disability (STD) claim.

 

Life/AD&D

Life and AD&D Insurance Overview

Benefit Summary

Certificate and Summary Plan Description

Life Beneficiary Form

 

Short-Term Disability (STD) Insurance

Disability Claim Filing Instructions

STD Insurance Overview

Benefits Summary

Certificate of Insurance

Claim Form

EFT Form

Long-Term Disability (LTD) Insurance

LTD Insurance Overview

Benefits Summary

Certificate of Insurance

LTD Form

Medical Statement Form


Employee Assistance Program

Employee Assistance Program (EAP)

Contact Information

The Standard (LTD/STD group# - 643383) – 800.319.9557 – www.standard.com

 

 

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WEX Health – Flexible Spending Account (FSA) and Dependent Care Flexible Spending Account (DCFSA)

Postdoctoral Scholar Employees (Title Codes 3252, 3255, 3256) are eligible to participate in the Health FSA (HFSA) and Dependent Care FSA (DCFSA) plans through WEX Health.  The HFSA is a pre-tax benefit account that is used to pay for eligible medical, dental, and vision care expenses that are not covered by your health plan or elsewhere. A Dependent Care FSA (DCFSA) is a pre-tax benefit account used to pay for eligible dependent care services, such as preschool, summer day camp, before or after-school programs, and child or adult daycare.  For more information on FSA plans and how to use them, check out the FAQs. 

 



UC Postdoctoral Scholars Flexible Spending Accounts FAQs

View the WEX FSA Video Presentation

Dependent Care Flexible Spending Account Summary

Health Care Flexible Spending Account Summary

 

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J-Visa Holders

 

All eligible Postdocs (Title Code 3252, 3253, 3254, 3255 or 3256) and their dependents are automatically covered for medical evacuation and repatriation benefits necessary to satisfy the J Visa Program.

It is not necessary to purchase supplemental insurance to satisfy the J-1 and J-2 Visa requirements regarding Medical Evacuation or Repatriation. The Standard Insurance Company offers both J1 and J2 visa holders the required insurance coverage as shown below:

U.S. Department of State Requirements amount (USD)

Medical Evacuation $50,000
Repatriation of Remains $25,000
Please review the Medical Evacuation and Repatriation Details, including limitations and exclusions, for a thorough understanding of your coverage.

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Contacts

Gallagher's dedicated service representative is here to support and educate UC’s postdoctoral scholars on the benefit plans available to you.  Please contact us through the following channels.

Business Hours:

Monday - Friday, 8am - 5pm


Call:

800-254-1758

 

Email:

UniversityServices.GBS.psbp@ajg.com
For COBRA, email cobraadmin@wexhealth.com

Mailing Address:

Gallagher Benefit Services
18201 Von Karman Ave,
Ste. 200,
Irvine, CA 92612


Health Net https://psbp.healthnetcalifornia.com/

  • Health Net Medical (HMO group# - 66700A / PPO group# - N2982A) – 888.893.1572
  • Health Net Medical (Out Of State PPO  - First Health Network – Group# 11706A) – 888.893.1572
  • Health Net Dental (HMO group# - Z0059A) – 866.249.2382
  • Health Net Vision (PPO group# - Z0074A) – 866.392.6058

The Principal (DPOS group# - H12843) – 800.247.4695 – www.principal.com

The Standard (LTD/STD group# - 643383) – 800.319.9557 – www.standard.com

WEX Health (FSA) – 844.561.1338 - https://uc-fsa.com/