Kavira Health
Kavira Health – Available to all Apple Tree Dental employees regardless of your benefits eligibility or number of hours worked!
- Your membership to Kavira Health is paid for 100% by Apple Tree Dental
- You and your family are automatically enrolled starting 10/1/2022 or first of the month following your date of hire if you’re a newly hired employee
- If you are in a non-metro clinic outside of Kavira’s in-person visit service area, you will have access to lower cost virtual visits instead
What is Kavira?
- Kavira provides you with low- or no-cost in-person visits from a Kavira provider from the comfort of your home—which means you can skip the trip to and lengthy-wait times to see your primary doctor for everyday health care needs!
- Care is provided at no-cost to you! There are no copays, surprise balance billing, or hidden out-of-pocket costs when you see a Kavira provider for an everyday healthcare need. Please note, that if you’re enrolled in one of Apple Tree Dental’s HDHP plans, then you will have a low-cost $5 copay associated with a Kavira provider visit, due to IRS regulations around High Deductible Health Plans and your HSA eligibility.
- Get started TODAY! Download their app (use the QR code included in the Kavira Overview flier) and save the phone number to your contacts for quick and easy-access. Care with a Kavira providers is initiated by you and care received typically within a few hours.
- If you or your family members are sick and you need a test—a Kavira provider can provide included healthcare services to you in the comfort of your home and on your terms, or virtually through a virtual visit (virtual care only for members in non-metro clinics)
- Not sure what service are covered by Kavira?—review the Kavira Overview flier here OR ask Kavira. If a Kavira provider cannot treat you and needs to refer you out to a specialist through your health plan, they will not charge you for that Kavira visit/consultation.
- Kavira Health is separate from the BCBS group health plan available through Apple Tree Dental, and does not run through your health plan. With questions about Kavira services, please reach out to Kavira directly.
Medical
BlueCross BlueShield of Minnesota
Customer Service
Toll free at 1-866-873-5943
TTY toll free 711
Monday through Friday, 7 a.m. to 8 p.m. Central Time
We will provide interpreter services, if needed.
BlueCross BlueShield of Minnesota
2024-2025 Plan Documents
Blue Care Advisor Program
Preventive Rx Drug List - (Call the number on the back of your ID card with any questions)
(Benefits/Information effective 10/1/24 through 9/30/25)
(Benefits/Information effective 10/1/24 through 9/30/25)
2023-2024 Plan Documents
Blue Care Advisor Program
Preventive Rx Drug List- (Call the number on the back of your ID card with any questions)
(Benefits/Information effective 10/1/23 through 9/30/2024)
Lincoln Financial Group
Life & AD&D, Voluntary Life, LTD, STD, EAP and Travel Assist
Flexible Spending Account
Additional Benefits
See below for additional benefits
Gallagher Perks; As a client of Arthur J. Gallagher & Co. your exclusive savings go beyond just an insurance policy. We’ve partnered with some of today’s best companies to provide you great discounts on goods and services!
Gallagher Marketplace; Giving you year-round access to additional benefits that could save you money with Gallagher Marketplace.